We were declined by multiple banks due to previous credit issues and told there were no options. Omni structured our application properly, matched us with the right lender, and secured a refinance with cash out when others couldn’t.
Financebuilt around you.
From vehicle and personal finance to home, construction, business and SMSF lending, with debt consolidation and specialist self-employed or complex-income options matched across 75+ lenders.
Initial conversation. No obligation.
Home. Life. Business.
Trusted Lenders & Specialist Options
Services
Eight ways we can help you borrow
Finance for home, construction, life and business, matched to the purpose, evidence and lender policy behind your application.
Car Loans
Finance for a new or used vehicle, personal or business. We compare structures and manage the application to settlement.
Personal Loans
For a major purchase or planned expense. We compare the amount, term and repayment structure, then prepare the application.
Debt Consolidation
Bring eligible debts into one facility and one repayment. We show the term and total-interest trade-off before you decide.
Self-Employed Finance
Complex income read through lender policy, not a payslip. We work with tax returns, BAS, statements and add-backs.
Business Loans
Funding for cash flow, equipment or working capital, matched to the business purpose and assessed outside consumer credit rules.
Home Loans
Buying, refinancing or restructuring a home or investment property. We compare policy and borrowing capacity, then manage settlement.
Construction Loans
Funds released progressively as build stages complete. We coordinate staged valuations and drawdowns through to a standard home loan.
SMSF Loans
Credit assistance to arrange finance for an eligible SMSF property purchase, alongside your licensed adviser and accountant.
Not sure where to start?
Tell us what the finance needs to achieve. We’ll map the product, structure and next documents with you.
Book a CallHow It Works
From assessment to outcome in three steps
Tell us what you need
Share the purpose, amount, timeframe and your current position. We’ll identify the information needed for a useful initial assessment.
We structure your application
We compare product structure, income treatment and lender policy, then explain the suitable path and trade-offs before you proceed.
The right fit is established before the application is lodged.
We manage the process
From application through lender conditions and settlement, we coordinate the moving parts and keep you informed throughout.
Why Us
More than a rate comparison
Every lender reads purpose, income and security differently. We work out which ones fit your situation, then structure the application so it is assessed on the right basis.
The Right Lender
We compare policy across 75+ lenders and shortlist the ones that genuinely fit your scenario.
Structured Applications
Correct documents and a clear structure help a lender assess the application on the basis you intend.
Managed End to End
From product selection through to settlement, we handle the lender requirements so you do not have to.
What Our Clients Say
“They understood our situation from the start”
FAQ
Common questions, clear answers
What types of finance can you help with?
We arrange car loans, personal loans, debt consolidation, self-employed finance, business loans, home loans, construction loans and SMSF loans. We start with the purpose, your position and the documents available, then identify a suitable structure and lender fit.
Will an initial assessment affect my credit score?
For consumer credit, an initial discussion and document review do not by themselves affect your credit score. If a credit enquiry is required for an application, we explain that before proceeding. Business and SMSF lenders may assess applications differently.
I’ve already been declined by a lender. Can you still help?
Often, yes. A decline may reflect the lender, policy fit, documents or the way the application was structured. We treat it as a data point, identify what happened and assess whether another structure or lender is appropriate.
How do you get paid?
In most cases we’re paid a commission by the lender. This is not paid by you and is always disclosed. In some complex scenarios a fee may apply; if so, it’s disclosed in writing before you proceed. See our Credit Guide for full details.
Book a Call
Choose a time that suits you
Tell us when you’d like to speak and what you need help with. We’ll confirm the call with you.
Request sent
Thank you. Your details have been sent and we’ll confirm your call.
Calls run 7 days, 9:00am–11:00pm Sydney time.
Contact Us